Posts

  • 3 Costs You Should Not Include on Your Car Loan

    People who are buying insurance as part of the cost of purchasing new cars may often end up with a bigger car loan than necessary due to getting insurance add-ons that inflate the initial cost of the vehicle. Below are some of the insurance add-ons that you should think about carefully before getting financing for a car purchase. Gap Cover One added form of insurance that can increase the size of your car loan is "
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  • Bad Credit Car Finance Tips

    When you have bad credit, it is important to try to clean up your finances before you buy a car. However, this may take some time and you may not be ready to wait all that long for your credit score to improve. Given your situation, finding or being approved for a bad credit car loan will not be easy. This is because with your bad credit, you will be vulnerable to many dealer tricks, especially because your options are limited.
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  • Used Car Finance - The PCP Explained

    When you are looking to secure finance in order to purchase a used car, you might want to consider a PCP (Personal Contract Purchase).  But what is a PCP and how does it work?  Read on to find out more. What is a Personal Contract Purchase agreement?  A PCP agreement allows you to repay just part of the total amount you have borrowed in order to purchase your used car.  This sum equates to the amount by which the car's value has depreciated during the term of the PCP agreement.
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  • Obtaining a car loan on Centrelink payments

    If you currently receive Centrelink payments, you will know it can be a challenge to get car loans with no other payments. However, a car can be important, especially if you are trying to re-enter the workforce or need to balance caring for family members with attending medical appointments. Here are some of your options. Dealer finance While many banks are reluctant to lend to people who only receive Centrelink payments, dealers are often able to structure a car loan around these payments.
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  • Debtor Behavior That Should Prompt You to Contact Debt Collectors

    Many business owners do not know when it is time to contact debt collectors in order to recover money that is owed to them. As a result, they end up writing off many debts and this hurts their businesses. You can avoid this from happening to you by acting when you begin noticing or receiving certain behaviors or excuses from debtors. This article discusses some of those excuses or behaviors:
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  • Choosing The Right Finance Option For Your New Car

    When you decide to buy a new car, you have several decisions to make. In addition to choosing the make and model, colour and any special features, you need to decide how to pay for your new ride. It's best to weigh up all your options before you start car shopping as this ensures you know what you can afford ahead of time and you'll be less likely to get stuck in an overpriced finance agreement.
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